Finance/Money
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YES SECURITIES’ OMNI App Brings Smarter, Faster Demat Account Access to Retail Investors
YES SECURITIES, a subsidiary of YES BANK, launched its OMNI app on March 18, 2025, offering retail investors a faster and more personalised way to access stock markets. The new platform simplifies the account opening process while giving users greater control over their investment choices. Key Takeaways: The OMNI app, launched on March 18, 2025, enables Demat account opening in…
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Why ULIPs Are Gaining Attention as Markets Turn Volatile
Mumbai, (Maharashtra) [India]: A Unit Linked Insurance Plan (ULIP) is a financial instrument that strategically combines essential life insurance coverage with market-linked investment growth in a single policy. During periods marked by frequent and rapid changes in financial markets, ULIPs from platforms like Tata AIA have demonstrated notable growth. These plans offer policyholders life cover to secure their future, coupled…
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Tata Capital Lowers Business Loan Rates Amid RBI’s Policy Shift: A Big News for Borrowers
A business loan provides financial assistance to entrepreneurs and enterprises to support operations, working capital, or expansion. It is often used for purchasing machinery, paying salaries, or investing in growth. Borrowers usually benefit from repayment flexibility, structured EMIs, and quick processing when opting for such loans. With the Reserve Bank of India (RBI) cutting repo rates in 2025, borrowing has…
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First-Time Homebuyers’ Checklist: Documents Needed for a Tata Capital Home Loan
Buying a house is an important financial step for an individual. One of the most important aspects of applying for a home loan is gathering the right documents to ensure that the approval process is completed on time. If you are a first-time home-buyer, knowing the list of documents that are required in a home loan application can help you…
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Secured vs Unsecured Personal Loans: Understanding the Key Differences
A personal loan helps individuals manage financial needs such as travel, education, or medical expenses. These loans are available in two categories, secured and unsecured. Each type follows a different process and requirement structure. Choosing between them depends on a borrower’s financial situation, assets, and repayment capacity. Before applying, it is important to understand how each loan type works. This…
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Business Loan Interest Rates: How to Negotiate Better Terms in 2025
For business owners, access to timely finance is essential for managing operations, purchasing equipment, or expanding business activities. A business loan serves as a valuable financial tool to meet such requirements. However, selecting the right loan terms is equally important to ensure smooth repayment and financial stability. In 2025, with multiple lenders offering varied interest rates, tenures, and terms, it…
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Home Loan Tenure Selection: Impact on EMI and Total Interest Payment
Selecting the right home loan tenure plays a vital role in managing long-term repayment. It directly affects both the Equated Monthly Instalment (EMI) and the total interest payable. Financial institutions offer flexible tenure options, generally ranging between 5 – 30 years. Borrowers must align the tenure with their financial goals, income stability, and repayment capacity. Choosing an appropriate duration helps…
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India’s Premier Finance & Investment Event is Back – Bigger, Bolder, and More Impactful!
Money Expo India returns for its 4th edition this August, spotlighting the dynamic growth of India’s finance and investment landscape on a world-class stage. Mumbai, (Maharashtra), [India]: Money Expo India, the country’s most influential finance, fintech, and investment event, returns to Mumbai on 23-24 August 2025 at the prestigious Jio World Convention Centre, for its 4th spectacular edition. Money Expo…
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Advantages of Instant Business Loans
A business loan helps companies get funds from financial institutions to grow their operations. These loans support daily expenses, equipment purchases, and expansion plans. The application process involves several easy steps that companies can complete without any hassle. Some of the common benefits include quick approvals, flexible terms, and easy access to capital. This article covers some practical advantages of…
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How to Avail Personal Loan at Affordable Interest Rate
Personal loans have become a widely used financial solution for individuals seeking quick access to funds for various purposes, be it medical needs, home renovation, education, or unexpected expenses. While personal loans are unsecured and easily available, interest rates can vary significantly. Securing a personal loan at an affordable interest rate can reduce the overall repayment burden and make financial…
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